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Advice Through The Care Maze

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NHS healthcare funding

Whilst we are fantastic fans of the great work the NHS do, we also know that the care system is a complex maze of red tape. It was recently estimated that on any given day 100,000 people were incorrectly paying for healthcare. However, NHS healthcare is free if somebody has a disability or complex medical problem and they pass the eligibility criteria.

We are here to make your life easier at such a stressful time. That's because we:

  • Understand who should be eligible for NHS continuing healthcare or NHS funded nursing care.
  • Advise on the initial and full assessments that should be completed by the NHS.
  • Can be present for these assessments.
  • Help with appeals where the assessment process was unfair.
  • Provide an advocacy service if you would like help with writing letters or having somebody present for these assessments or any appeals.
What is NHS Continuing Healthcare?

NHS Continuing Healthcare is an assessment undertaken by an NHS and social services team. It assesses if a person's needs are sufficiently serious for them to decide they should fund the healthcare to support them.

It is free at the point of need, relating to primary healthcare needs - not social care needs.

Care Reform Lady in Blue Smiling
What is NHS Funded Nursing Care?

Should someone need a care home that's registered to provide nursing care they might be eligible for NHS-Funded Nursing Care, where they will pay a contribution towards the cost of registered nursing care.

Discharged from hospital "to be assessed"?

If a person is discharged from a hospital needing clinical care or support, it's called "discharge to assess" or "pathway 3".

We regularly meet clients:

  • When loved ones have been discharged from the hospital to a care home.
  • Concerned about suddenly having to pay fees while arranging care needs urgently.
  • Where care arrangements haven't been put in place or wrongly at the patient's expense.
Dementia and NHS Healthcare
Dementia and NHS Continuing Healthcare

Eligibility for NHS continuing healthcare is based on an individual’s healthcare need not a diagnosis such as dementia.

We work with people to build their case:

  • Using their medical history.
  • Record-keeping of all conversations with NHS personnel, care home, social services etc about the needs of the person you care for.
  • Writing letters and filing all information.
  • Attending assessments or appeal/ review hearings, for example by the clinical commissioning group, independent review panel or the Ombudsman.

What Our Clients Say

"My wife is bed-bound, yet only getting sparse visits from the district nurse and I had to get help from professional nurses visiting.

Ian explained that an NHS Continuing Healthcare assessment should have been done, even though the NHS hadn't sorted it themselves. 

Even when I contacted the NHS I was fobbed off with lots of excuses and told "that's the law" at one point. So Ian really helped me get the assessment done.

We won NHS Continuing Healthcare for my wife, which was such a relief and down to Ian's knowledge and advice."

John, Sturton by Stow

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What's on your mind? Let's talk...

We offer a free, no-obligation, initial telephone consultation for new clients to answer some initial questions and help you with some first steps.

After that, we will then ask if you would like to set aside more time at a good time of day for you, when we can meet in person, on video, or by phone, whichever is most convenient for you.

If you would like to use our services after our initial telephone call then we charge an hourly fee of £150, including travel time. We can also agree on a fixed fee depending on what you need.

What it means to be SOLLA accredited

As a financial planner accredited by SOLLA (the Society of Later Life Advisers), I know that the transition to elder care happens more smoothly and is often more aligned to the expectations of the individual and their family when plans are made in advance. This includes advanced planning around finances.

It’s often a surprise to people that later-life financial planning is a specialist area within the wider field of financial advice, but it is!

Clients requiring financial planning in their later life benefit from advice that is clear and concise. Such advice comes from an adviser that is suitably qualified and experienced to advise them and manage their financial planning.

This means you can work with an expert in funding care (whether for a care home or in-home care) and other later life financial matters – ensuring that money is one less thing to worry about when arranging for your own short or long-term care, or that of a parent.

We have been advising clients on long-term care, Lasting Powers of Attorney, Will writing and retirement solutions for several years now, backed up not just by professional qualifications but also by the membership of various professional bodies, most notably the Society of Later Life Advisers (SOLLA) and the Personal Finance Society.

Contact Us:

01522 788887

Advice About Care Limited

2a Sadler Court



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Advice About Care Limited. Registered in England no. 13619398, 2a Sadler Court, Lincoln, LN6 3RG